contract-risk-scan

# Contract Risk Scan ## Overview This skill helps users identify common risk clauses and potential issues in contract drafts. It scans for problematic language, ambiguous terms, and high-risk provisions that may need attention. **⚠️ Important Disclaimer**: This tool provides preliminary risk identification only. It does not constitute legal advice, nor does it replace professional legal counsel. Always consult a qualified attorney for important contract decisions. ## When to Use This Skill - Reviewing a contract draft before signing - Identifying potentially risky clauses - Getting a quick overview of contract concerns - Preparing questions for legal consultation ## Limitations - Only identifies **common** risk patterns, not all possible issues - Cannot assess context-specific risks - Does not evaluate enforceability under specific jurisdictions - Not a substitute for professional legal review ## Workflow 1. **Receive contract text** — User provides contract content or specific clauses 2. **Identify contract type** — Determine if it's a service agreement, NDA, employment contract, lease, etc. 3. **Scan for risks** — Check against common risk patterns (see references/common-risks.md) 4. **Report findings** — Present identified risks with severity levels and explanations 5. **Suggest next steps** — Recommend consulting an attorney for high-risk items ## Risk Severity Levels | Level | Description | Action Recommended | |-------|-------------|-------------------| | 🔴 Critical | High-risk clauses that could cause significant harm | Consult attorney immediately | | 🟡 Warning | Potentially problematic clauses needing review | Discuss with attorney | | 🟢 Advisory | Minor issues or suggestions for improvement | Consider revisions | ## Common Risk Categories ### 1. Liability & Indemnification - Unlimited liability clauses - One-sided indemnification - Missing liability caps ### 2. Termination - No termination for convenience - Excessive notice periods - Harsh termination penalties ### 3. Payment Terms - Net 60+ payment terms - No late payment penalties - Unclear payment schedules ### 4. Intellectual Property - Unclear IP ownership - Overly broad IP assignments - Missing license grants ### 5. Confidentiality - Indefinite confidentiality obligations - Unclear definition of confidential info - Missing return/destruction clauses ### 6. Dispute Resolution - Unfair venue selection - Missing arbitration/mediation clauses - One-sided attorney fee provisions ## Usage ### Basic Scan ``` "帮我扫描这份合同的风险" "检查这个条款有没有问题" "合同风险审查" ``` ### Specific Focus ``` "重点看付款条款的风险" "检查知识产权相关条款" "看看违约责任部分" ``` ## Output Format For each identified risk: - **Clause location** (section/paragraph reference) - **Risk description** (what's problematic) - **Severity level** (🔴🟡🟢) - **Suggested action** (what to consider) ## References For detailed risk patterns and examples, see: - [references/common-risks.md](references/common-risks.md) — Common contract risk patterns database ## Privacy Note Contract content is processed for risk analysis only. No contract data is stored or transmitted to third parties.