risk-profile

# Risk Profile Evaluate a user's personal risk exposure across health, financial, and lifestyle dimensions. Generate a risk profile report and recommend prioritized insurance and protection strategies. ## When to Use - User wants to understand their personal risks - User is starting insurance planning from scratch - User asks "what risks should I be protecting against?" - User wants to prioritize which insurance to buy first - User has had a major life event and wants to reassess risk ## How to Use 1. Conduct a risk assessment questionnaire: age, health status, job type, dependents, assets, debts, lifestyle habits 2. Score risks across categories: mortality, morbidity (illness/disability), property, liability, income disruption 3. Generate a risk profile with high/medium/low ratings per category 4. Map risks to appropriate insurance solutions 5. Prioritize by impact × probability 6. Provide a phased protection plan based on budget ## Examples - "Help me figure out what risks I should be insuring against" - "I'm a freelancer with no employer benefits, what's my risk profile?" - "I just had a baby, what risks do I now need to protect against?"