When to Use
User needs Texas-specific guidance that generic U.S. advice usually gets wrong: choosing a metro, moving, driving, taxes, weather prep, family logistics, small business setup, or road trip execution.
This skill should activate for four modes: visiting, moving to Texas, living in Texas, and operating a Texas-based business.
Architecture
This skill works statelessly for one-off Texas questions. If the user wants continuity across sessions, memory lives in ~/texas/. If ~/texas/ does not exist, read setup.md, explain planned local storage in plain language, and ask for confirmation before creating files. See memory-template.md for structure.
CODEBLOCK0
Quick Reference
| Topic | File |
|---|
| Setup guide | INLINECODE4 |
| Memory template |
memory-template.md |
| Region fit and metro tradeoffs |
regions.md |
| Move-in sequence and admin checklist |
moving-and-settling.md |
| License, registration, tolls, and vehicles |
texas-dmv-and-vehicles.md |
| Renting, buying, property tax, and flood risk |
housing-and-property.md |
| Power, water, internet, and recurring bills |
utilities-and-bills.md |
| Taxes, insurance pressure, and cost reality |
costs-and-taxes.md |
| Heat, storms, freezes, outages, and prep |
weather-and-emergencies.md |
| Laws, scams, and practical safety |
laws-and-safety.md |
| Schools, childcare, and family planning |
family-and-schools.md |
| Health insurance, urgent care, and care access |
healthcare-and-insurance.md |
| Jobs, LLC setup, sales tax, and compliance |
work-and-business.md |
| Road trips, visiting, and city-hopping |
road-trips-and-visiting.md |
| Official sources map |
sources.md |
Core Rules
1. Classify the User Before Giving Advice
- - Decide which Texas mode applies first: visitor, future resident, current resident, or business operator.
- Then anchor the answer to the user's region, metro, county, ZIP, and school district when those variables change the recommendation.
- If that context is missing, ask for it before pretending Texas is uniform.
2. Separate State Rules from Local Reality
- - Texas-level rules are only the first layer. City, county, appraisal district, utility territory, school district, and flood zone often change the real answer.
- Always label which parts are statewide and which parts must be verified locally.
- For address-specific questions, prefer official portals over memory or generic summaries.
3. Distances and Drive Time Beat Map Intuition
- - Texas plans fail when users underestimate distance, tolls, fatigue, weather, and event traffic.
- For both relocation and travel, convert geography into realistic drive-time, airport, and corridor tradeoffs.
- Never recommend same-day overstuffed plans just because destinations look close on a map.
4. Texas Cost Reality Is Broader Than "No State Income Tax"
- - Include housing, property tax pressure, insurance, toll roads, summer power bills, car dependence, and weather-driven costs.
- For homeowners and businesses, mention appraisal, deductible, flood, hail, and outage exposure when relevant.
- Use
costs-and-taxes.md before saying a place is "cheap."
5. Weather and Grid Risk Change Good Advice
- - Heat, flood, hail, hurricanes, tornadoes, wildfire smoke, and winter freezes are not edge cases.
- Adjust moving plans, road trips, home choice, and seasonal recommendations around actual hazard exposure.
- When weather is part of the problem, lead with readiness and fallback plans, not brochure copy.
6. Deliver Checklists, Not Tourism Copy
- - Texas users usually need deadlines, documents, portals, sequence, and tradeoffs.
- For administrative questions, answer in the form "do this today / this week / later" whenever possible.
- For destination questions, show why one base city or region fits better than another.
- Before creating or changing local files in
~/texas/, explain the planned write and ask for confirmation.
7. Use Official Sources for Unstable Rules
- - License rules, registration steps, sales tax, homestead details, district lookups, and emergency guidance can change.
- Verify current information from the official state or local source before giving precise compliance steps.
- If current verification is blocked, say so plainly and avoid false precision.
Common Traps
- - Treating Texas like one market instead of multiple different metros and risk zones.
- Recommending a neighborhood or suburb without checking commute shape, flood exposure, and school district.
- Saying "no state income tax" while ignoring property tax, insurance, tolls, and electricity spikes.
- Mixing up Texas DPS, TxDMV, county tax offices, appraisal districts, and city utilities.
- Planning a road trip by miles instead of daylight, heat, event traffic, and fuel gaps.
- Giving housing advice without mentioning HOA, wind or hail exposure, and renter or owner insurance gaps.
- Using U.S.-generic legal guidance for cannabis, DWI, landlord-tenant, or permit questions.
External Endpoints
| Endpoint | Data Sent | Purpose |
|---|
| https://www.texas.gov | Page requests only unless user explicitly wants form guidance | State service portal and resident tasks |
| https://www.dps.texas.gov |
Page requests only unless user explicitly provides personal case details | Driver license and ID rules |
| https://www.txdmv.gov | Page requests only unless user explicitly wants vehicle workflow help | Vehicle title, registration, and county office guidance |
| https://comptroller.texas.gov | Page requests only unless user explicitly wants tax-specific guidance | Sales tax, franchise tax, property tax resources |
| https://tea.texas.gov | ZIP, city, district, or school references if the user asks for school matching | School district and education framework |
| https://www.texasready.gov | Page requests only | Emergency preparedness and hazard planning |
| https://powertochoose.org | ZIP if the user asks to compare electric plans in deregulated areas | Electricity market lookup |
No other data is sent externally.
Security & Privacy
Data that may leave your machine:
- - Public page requests to official Texas or utility-choice sites
- ZIP, city, county, or district data only when the user asks for location-specific guidance
Data that stays local:
- - Region preference, move timeline, family constraints, vehicle notes, and open tasks in INLINECODE21
This skill does NOT:
- - Submit government forms on the user's behalf without explicit instruction
- Store credentials, SSNs, or payment information in local memory
- Assume local rules when the answer depends on a city, county, or district
Trust
By using this skill, location details such as ZIP, county, or district may be checked against official Texas or local-government websites when the user asks for precise guidance.
Only install if you trust those public services with that lookup context.
Related Skills
Install with
clawhub install <slug> if user confirms:
- -
travel — General itinerary design and travel planning structure - INLINECODE24 — Rental car, pickup, and handoff decisions for Texas trips
- INLINECODE25 — Reservation workflows for flights, hotels, and schedule holds
- INLINECODE26 — Broader business operations guidance beyond Texas-specific rules
- INLINECODE27 — Deeper insurance-plan comparison and terminology support
Feedback
- - If useful: INLINECODE28
- Stay updated: INLINECODE29
使用时机
当用户需要德克萨斯州特有的指导,而通用美国建议通常出错时使用:选择都会区、搬家、驾驶、税务、天气准备、家庭后勤、小企业设立或公路旅行执行。
此技能应在四种模式下激活:访问、移居德克萨斯州、在德克萨斯州生活,以及在德克萨斯州经营企业。
架构
此技能以无状态方式处理一次性德克萨斯州问题。如果用户希望跨会话保持连续性,记忆存储在 ~/texas/ 中。如果 ~/texas/ 不存在,则读取 setup.md,用通俗语言解释计划的本地存储,并在创建文件前请求确认。结构参见 memory-template.md。
text
~/texas/
└── memory.md # 用户背景、区域、时间线、约束条件和未完成事项
快速参考
memory-template.md |
| 区域适配与都会区权衡 | regions.md |
| 搬家流程与行政清单 | moving-and-settling.md |
| 驾照、注册、收费公路和车辆 | texas-dmv-and-vehicles.md |
| 租房、购房、房产税和洪水风险 | housing-and-property.md |
| 电力、水、互联网和定期账单 | utilities-and-bills.md |
| 税务、保险压力与成本现实 | costs-and-taxes.md |
| 高温、风暴、冰冻、停电与准备 | weather-and-emergencies.md |
| 法律、诈骗与实用安全 | laws-and-safety.md |
| 学校、托儿与家庭规划 | family-and-schools.md |
| 健康保险、紧急护理与就医渠道 | healthcare-and-insurance.md |
| 工作、LLC设立、销售税与合规 | work-and-business.md |
| 公路旅行、访问与城市穿梭 | road-trips-and-visiting.md |
| 官方来源地图 | sources.md |
核心规则
1. 在提供建议前先对用户进行分类
- - 首先确定适用的德克萨斯州模式:访客、未来居民、当前居民或企业经营者。
- 然后根据用户的区域、都会区、县、邮政编码和学区来锚定答案,因为这些变量会改变建议。
- 如果缺少这些背景信息,在假装德克萨斯州是统一整体之前先询问清楚。
2. 区分州级规则与地方现实
- - 德克萨斯州级规则只是第一层。城市、县、评估区、公用事业区域、学区和洪水区往往改变实际答案。
- 始终标明哪些部分是全州通用的,哪些部分必须在当地核实。
- 对于具体地址的问题,优先使用官方门户网站,而非记忆或通用摘要。
3. 距离和驾驶时间胜过地图直觉
- - 当用户低估距离、收费、疲劳、天气和活动交通时,德克萨斯州的计划就会失败。
- 对于搬迁和旅行,都要将地理距离转化为实际的驾驶时间、机场和走廊权衡。
- 切勿仅仅因为目的地在地图上看起来很近就推荐当天过度拥挤的计划。
4. 德克萨斯州的成本现实比无州所得税更广泛
- - 包括住房、房产税压力、保险、收费公路、夏季电费、对汽车的依赖以及天气驱动的成本。
- 对于房主和企业,在相关时提及评估、免赔额、洪水、冰雹和停电风险。
- 在说某个地方便宜之前,先使用 costs-and-taxes.md。
5. 天气和电网风险会改变好的建议
- - 高温、洪水、冰雹、飓风、龙卷风、野火烟雾和冬季冰冻并非边缘情况。
- 根据实际灾害风险调整搬家计划、公路旅行、住房选择和季节性建议。
- 当天气是问题的一部分时,以准备和备用计划为主导,而非宣传册式的说辞。
6. 提供清单,而非旅游宣传
- - 德克萨斯州用户通常需要截止日期、文件、门户网站、流程和权衡。
- 对于行政问题,尽可能以今天做这个/本周做/稍后做的形式回答。
- 对于目的地问题,说明为什么一个基地城市或区域比另一个更适合。
- 在创建或更改 ~/texas/ 中的本地文件之前,解释计划写入的内容并请求确认。
7. 对不稳定的规则使用官方来源
- - 驾照规则、注册步骤、销售税、宅基地详情、学区查询和应急指南可能会变化。
- 在给出精确的合规步骤之前,从官方州或地方来源核实当前信息。
- 如果当前核实受阻,如实说明,避免虚假精确。
常见陷阱
- - 将德克萨斯州视为一个统一市场,而非多个不同的都会区和风险区域。
- 在不检查通勤形状、洪水风险和学区的情况下推荐社区或郊区。
- 说无州所得税却忽略房产税、保险、收费公路和电费飙升。
- 混淆德克萨斯州公共安全部、德克萨斯州车辆管理局、县税务办公室、评估区和城市公用事业。
- 按英里而非日照时间、高温、活动交通和燃油缺口来规划公路旅行。
- 提供住房建议时不提及业主协会、风灾或冰雹风险,以及租户或业主保险缺口。
- 对大麻、酒驾、房东-租户或许可证问题使用美国通用的法律指导。
外部端点
| 端点 | 发送的数据 | 目的 |
|---|
| https://www.texas.gov | 仅页面请求,除非用户明确要求表格指导 | 州服务门户和居民事务 |
| https://www.dps.texas.gov |
仅页面请求,除非用户明确提供个人案件详情 | 驾照和身份证规则 |
| https://www.txdmv.gov | 仅页面请求,除非用户明确需要车辆流程帮助 | 车辆所有权、注册和县办公室指导 |
| https://comptroller.texas.gov | 仅页面请求,除非用户明确需要税务特定指导 | 销售税、特许经营税、房产税资源 |
| https://tea.texas.gov | 如果用户要求学校匹配,则提供邮政编码、城市、学区或学校参考 | 学区和教育框架 |
| https://www.texasready.gov | 仅页面请求 | 应急准备和灾害规划 |
| https://powertochoose.org | 如果用户要求比较放松管制区域的电力计划,则提供邮政编码 | 电力市场查询 |
不向外部发送其他数据。
安全与隐私
可能离开您设备的数据:
- - 对德克萨斯州官方或电力选择网站的公开页面请求
- 仅当用户要求特定位置指导时提供的邮政编码、城市、县或学区数据
保留在本地数据:
- - ~/texas/ 中的区域偏好、搬家时间线、家庭约束、车辆备注和未完成任务
此技能不会:
- - 在没有明确指示的情况下代表用户提交政府表格
- 在本地记忆中存储凭证、社会安全号码或支付信息
- 在答案取决于城市、县或学区时假设地方规则
信任
使用此技能时,当用户要求精确指导时,邮政编码、县或学区等位置详情可能会与德克萨斯州官方或地方政府网站进行核对。
仅当您信任这些公共服务进行该查询时才安装。
相关技能
如果用户确认,使用 clawhub install
安装:
- - travel — 通用行程设计和旅行规划结构
- car-rental — 德克萨斯州旅行的租车、取车和交接决策
- booking — 航班、酒店和日程预留的预订流程
- business — 超越德克萨斯州特定规则的更广泛业务运营指导
- health-insurance — 更深入的保险计划比较和术语支持
反馈
- - 如果觉得有用:clawhub star texas
- 保持更新:clawhub sync